「第一桶金」的銀碼在每個人心裏都不同，但很多人第一下想到的可能都是一百萬元。現今在香港，一百萬元再不能稱得上是百萬富翁，但要達到一百萬資產又不是十分容易。在正常情況下，需要計劃和時間，亦因每個人的情況而有快有慢。
大叔記得上一份工同 Team 有位後生同事，高大幾靚仔又考緊電單車牌、硬件軟件都有一定知識、又願意學習和溝通，真心是一位難得的好員工。有次和他聊天時發覺這位同事都頗慳家，儲錢意識也強，所以和他討論用約 5 年時間讓資產達到 100 萬的可能性。同事認為每個月應可以存到 1 萬蚊或以上，理論上 5 年可以存至少 60 萬，連人工每年調整和穩陣投資，是有機會達到 100 萬資產的。不知不覺幾年過去了，雖然無聯絡，但大叔相信這位同事應該達到百萬資產了。
大叔因以前是月光族，完全沒有理財意識，導致長年戶口存款都很少。現在雖然很重視理財投資，但因為家庭開支不少，另外亦有負債要處理，所以每個月可以存起的不多。要達到百萬資產可能需要頗長時間，但大叔仍然以此作「第一桶金」，努力地去達成。
如有興趣，可以去大叔IG半桶水看看「百萬資產大道」的每個月更新，直至達到這個百萬目標。
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